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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 15110 prestwick Boulevard SE in Calgary: McKenzie Towne Row/Townhouse for sale : MLS®# A1073528
$364,900
Residential
Status:
Active
MLS® Num:
A1073528
Bedrooms:
2
Bathrooms:
3
Floor Area:
Switch units of measure1,834 sq. ft.
Welcome to this beautiful 2 story FORMER SHOWHOME overlooking Prestwick Fountain Park. An open concept main floor with large front and back bay windows provide a ton of natural light throughout! Features such as the 9 ft. ceilings on both floors, custom kitchen and... More details
Listed by Grayson Magnus of EXP REALTY
Main Photo: 204 38 9 Street NE in Calgary: Bridgeland/Riverside Apartment for sale : MLS®# A1057866
$364,900
Residential
Status:
Active
MLS® Num:
A1057866
Bedrooms:
2
Bathrooms:
2
Floor Area:
Switch units of measure831 sq. ft.
LOCATION, LOCATION, LOCATION. Excellent investment property. Thriving and vibrant location. The prestigious Bridgeland Crossings is the best investment you can buy in this neighbourhood. Enjoy the great atmosphere from a suburban living within walking distance to... More details
Listed by Humberto Pineda Leon and Ricardo Serrano Toledo of EXP REALTY
Main Photo: 6436 28 Avenue NE in Calgary: Pineridge Detached for sale : MLS®# A1058675
$359,900
Residential
Status:
Active
MLS® Num:
A1058675
Bedrooms:
3
Bathrooms:
2
Floor Area:
Switch units of measure1,425 sq. ft.
Tremendous value here, buyers! Fantastic family home with many recent upgrades. Some of which include new kitchen, new vinyl plank flooring, new window coverings to name a few. Main floor offers a massive office or third bedroom perfect for people that need the extra... More details
Listed by Brad Van De Walle of EXP REALTY
Main Photo: 636 Maidstone Drive NE in Calgary: Marlborough Park Detached for sale : MLS®# A1053383
$355,000
Residential
Status:
Active
MLS® Num:
A1053383
Bedrooms:
3
Bathrooms:
2
Floor Area:
Switch units of measure933 sq. ft.
This fully renovated Bi-Level is located on a family friendly street , steps to a park and playground! Ascending to the main level, you will be delighted to see all the wonderful light from the large windows. The beautiful fireplace in the living room is yours to enjoy... More details
Listed by Ross Pavl and Eric Dennis of EXP REALTY
Main Photo: 102 Tarington Landing NE in Calgary: Taradale Semi Detached for sale : MLS®# A1067346
$349,900
Residential
Status:
Active
MLS® Num:
A1067346
Bedrooms:
3
Bathrooms:
2
Floor Area:
Switch units of measure1,168 sq. ft.
Fantastic FULLY DEVELOPED home in Taradale! You will love this lovely two-storey floor plan and design. The main floor boasts laminate floorings, bright living room, a georgeous & RENOVATED kitchen features: NEWER GRANITE COUNTERTOPS , BACKSPLASH, KITCHEN CABINETS... More details
Listed by Karim Quintanilla Praiz of EXP REALTY
Main Photo: 160 Bedfield Close NE in Calgary: Beddington Heights Detached for sale : MLS®# A1070101
$349,000
Residential
Status:
Active
MLS® Num:
A1070101
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure1,328 sq. ft.
Detached 2 Storey home offered under $350,000 in the mature neighborhood of Beddington Heights. Great location with convenient access to shopping, parks, schools and major roadways of Deerfoot, Beddington and Stoney Trail. This 4 bedroom home has over 1800 sqft of... More details
Listed by Mark Calvelo and Mark David of EXP REALTY
Main Photo: 63 Aberfoyle Close NE in Calgary: Abbeydale Detached for sale : MLS®# A1056110
$344,000
Residential
Status:
Active
MLS® Num:
A1056110
Bedrooms:
4
Bathrooms:
2
Floor Area:
Switch units of measure1,001 sq. ft.
Move into a newly renovated home for 2021. The gigantic appeal is the large kitchen with adjoining Deck that can be used all year around. Fully fenced yard ensures kids/pets are secure and going to able to wander off. The Layout ideal is for the family who... More details
Listed by Tim Mangat of EXP REALTY
Main Photo: 1527 46 Street SE in Calgary: Forest Lawn Detached for sale : MLS®# A1072797
$342,900
Residential
Status:
Active
MLS® Num:
A1072797
Bedrooms:
5
Bathrooms:
2
Floor Area:
Switch units of measure964 sq. ft.
Welcome. Ideally located close to amenities all within walking distance - including Tim Hortons, McDonald's, KFC, and Merv's No Frills. When you first walk though the main floor front door you are welcomed into a cozy entrance. Moving further into the house you will... More details
Listed by Bryon Howard of EXP REALTY
Main Photo: 212 Auburn Meadows Manor SE in Calgary: Auburn Bay Row/Townhouse for sale : MLS®# A1035799
$342,000
Residential
Status:
Active
MLS® Num:
A1035799
Bedrooms:
2
Bathrooms:
3
Floor Area:
Switch units of measure1,203 sq. ft.
Live life at the lake this Fall 2021 in Auburn Bay’s incredible 4-season lake community! This stunning home with high ceilings & oversized windows giving this space the natural light it needs to show off its unique design. Choose from 4 design palettes to truly make... More details
Listed by Jennifer McIntosh and Jamie Ostby of EXP REALTY
Main Photo: 44 Fireside Way: Cochrane Semi Detached for sale : MLS®# A1069943
$340,000
Residential
Status:
Active
MLS® Num:
A1069943
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure1,074 sq. ft.
Amazing first time buyer home in Fireside. Walking distance to restaurants and the K-8 school, this 3 bedroom 2.5 bath home offers everything you need if you are ready to stop renting. The top 3 things we love about this home: 1. Open floor plan, creates a very inviting... More details
Listed by Matthew Greenham and Timothy Green of EXP REALTY
Data was last updated February 28, 2021 at 05:30 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.