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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 1807 Bowness Road NW in Calgary: Hillhurst Detached for sale : MLS®# A1056284
$1,738,888
Residential
Status:
Active
MLS® Num:
A1056284
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,302 sq. ft.
AISLING House is the latest home design from Deanmark Developments, Canada’s Best Builder of single family homes in 2020 (as selected by the Canadian Building and Housing Association). Located in the highly sought after inner-city community of Hillhurst, AISLING House... More details
Listed by Shane Voth of EXP REALTY
Main Photo: 264010 Big Hill Springs Court in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1069072
$1,699,000
Residential
Status:
Active
MLS® Num:
A1069072
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure5,167 sq. ft.
Perched atop a most prominent ridge in Bearspaw sits this majestic 4.67 acre masterpiece, with mountain & escarpment views that are breathtaking! This magnificent “open-concept” home boasts the best of functionality & luxury living.The impeccable craftsmanship... More details
Listed by Joy Peacock of EXP REALTY
Main Photo: 109 WATERSIDE Court in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1068641
$1,595,000
Residential
Status:
Active
MLS® Num:
A1068641
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,648 sq. ft.
This breathtaking home is a remarkable property, nestled in the award winning Watermark community in Bearspaw. Situated on an amazing 1/3 acre lot, this executive 4 + 1 (potential nanny suite) bedroom, office, 3.5 bathroom bungalow offers over 4400 SF of magnificent... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 4407 17 Street SW in Calgary: Altadore Detached for sale : MLS®# A1066034
$1,495,000
Residential
Status:
Active
MLS® Num:
A1066034
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,606 sq. ft.
Located in the heart of Altadore, this brand new luxurious detached home built by one of Altadore's premiere Builders, Paramount Projects. The home features include, luxury hardwood on both the main and upstairs, custom staircase with 15 mm glass railing, 8' doors... More details
Listed by Brad Van De Walle of EXP REALTY
Main Photo: 6 Aspen Ridge Park SW in Calgary: Aspen Woods Detached for sale : MLS®# A1073248
$1,450,000
Residential
Status:
Active
MLS® Num:
A1073248
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,368 sq. ft.
This BRAND NEW elegant custom home offers unparalleled craftsmanship and exceptional finishes over 4680 square feet! This French inspired design is truly REMARKABLE inside and out and walking distance to a private school. This SMART home is FULLY AUTOMATED which means... More details
Listed by Dylan Oneschuk of EXP REALTY
Main Photo: 17 Elveden Drive SW in Calgary: Springbank Hill Detached for sale : MLS®# A1068922
$1,445,000
Residential
Status:
Active
MLS® Num:
A1068922
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure2,025 sq. ft.
An incredible opportunity to own ~2 acres in the heart of Springbank Hill, backing onto Springbank Hill Community Park. This property is primarily land value with tremendous development potential or for the discerning buyer looking to build a spectacular 'forever home... More details
Listed by Jonathan Popowich of EXP REALTY
An incredible opportunity to own ~2 acres in the heart of Springbank Hill, backing onto Springbank Hill Community Park. This property is primarily land value with tremendous development potential or for the discerning buyer looking to build a spectacular 'forever home... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 120 Partridge Court in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1073409
$1,440,000
Residential
Status:
Active
MLS® Num:
A1073409
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,743 sq. ft.
Perfectly positioned on a manicured 2 acre estate at the end of a quiet cul-de-sac, this beautifully updated 2 story walkout features nearly 4400 Square Feet of immaculate living space with 4 Bedrooms and 4 Bathrooms. A treelined driveway leads you to the generous... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 8 Spring Willow Way SW in Calgary: Springbank Hill Detached for sale : MLS®# A1069105
$1,399,900
Residential
Status:
Active
MLS® Num:
A1069105
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,262 sq. ft.
This is your exclusive opportunity to live on the ravine in Spring Willow! This spectacular Morrison built 4 bdrm/3.5 bath home features a soaring cathedral ceiling with full height Rundlestone 2-way fireplace between the open concept great room & eat in dining area... More details
Listed by Mark Neustaedter of EXP REALTY
Main Photo: 130 Aspen Vista Way SW in Calgary: Aspen Woods Detached for sale : MLS®# A1074023
$1,399,000
Residential
Status:
Active
MLS® Num:
A1074023
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,016 sq. ft.
Welcome home to luxury in desirable Aspen Woods Estates. This decadent 5 bed, 5 bath home has a modern open layout including the chic neutral colors, gleaming hardwoods on 2 upper levels and sun-drenched living room with beautiful gas f/p, built-ins and large windows... More details
Listed by Ross Pavl of EXP REALTY
Data was last updated February 28, 2021 at 12:05 PM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.