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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 115 Wentworth Court SW in Calgary: West Springs Detached for sale : MLS®# A1069028
$1,350,000
Residential
Status:
Active
MLS® Num:
A1069028
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure3,484 sq. ft.
This turn-key executive home is perfectly positioned on one of the largest lots in Wentworth estates. This beautifully appointed home features over 5100sf of luxury living space across all 3 floors. With a total of 5 bedrooms and 3.5 bathrooms, it can accommodate your... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 7853 8a Avenue SW in Calgary: West Springs Detached for sale : MLS®# A1064874
$1,349,000
Residential
Status:
Active
MLS® Num:
A1064874
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,242 sq. ft.
Stylish and unique, this Truman built show home is part the exclusive West District enclave of 11 contemporary single family homes. This 3 bed, 3.5 bath features over 3200 SF of designer living space, an upper level bonus room and an envious triple attached garage... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 31055 Elbow River Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1057768
$1,338,000
Residential
Status:
Active
MLS® Num:
A1057768
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,153 sq. ft.
Estate living at its finest! Imagine waking up to this beauty! Beautifully nestled in quiet peacefulness in prestigious Elbow River Estates, only a short drive from Calgary. You are on 4 Acres of gorgeous manicured land surrounded by trees offering a private escape... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 32 West Grove Bay SW in Calgary: West Springs Detached for sale : MLS®# A1053552
$1,299,000
Residential
Status:
Active
MLS® Num:
A1053552
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,072 sq. ft.
Location, Location, Location! Fall in love with the picturesque location of this 5 bed, 5 bath, West Springs gem, nestled in the trees on a quiet cul-de-sac, backing a beautiful ravine and pathway system. You’ll adore the open layout, soaring ceilings, designer... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 230095 56 Street E: De Winton Detached for sale : MLS®# A1053346
$1,238,888
Residential
Status:
Active
MLS® Num:
A1053346
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure2,939 sq. ft.
Gorgeous executive WALKOUT bungalow on over 4 acres of your own nature oasis and just minutes from City limits. Drive up the fully paved driveway to theTRIPLE CAR GARAGE with heated floors. This home has a lot to offer - indoors and out and has recently had over... More details
Listed by Julie Bowser of EXP REALTY
Main Photo: 32026 274 Avenue West: Rural Foothills County Detached for sale : MLS®# A1047928
$1,200,000
Residential
Status:
Active
MLS® Num:
A1047928
Bedrooms:
3
Bathrooms:
1
Floor Area:
Switch units of measure1,856 sq. ft.
So many choices and opportunities offered with this De Winton-area 30.84 acres. Located just 10 minutes south of the city, this piece of land offers spectacular city and mountain views for your dream home... perfect for quiet country living or possibly setting up a... More details
Listed by Jack Molyneux of EXP REALTY
Main Photo: 55 Springside Street in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1073430
$1,195,000
Residential
Status:
Active
MLS® Num:
A1073430
Bedrooms:
5
Bathrooms:
4
Floor Area:
Switch units of measure2,401 sq. ft.
On one of Springbank's most desirable streets, this beautifully renovated home boasts both mountain views and large mature trees. Your treelined driveway leads you to your home of nearly 3600 SF of functional living space. On the main floor, you will be welcomed by... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 60 Springshire Place in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054382
$1,125,000
Residential
Status:
Active
MLS® Num:
A1054382
Bedrooms:
6
Bathrooms:
4
Floor Area:
Switch units of measure2,141 sq. ft.
Picturesque views and a private tranquil setting awaits in this walkout bungalow in Springbank. This incredible location offers unobstructed mountain, ravine and big sky views. Enjoy the peace and quiet surrounded by nature, wildlife and dramatic sunsets. The private... More details
Listed by Ross Pavl and Eric Dennis of EXP REALTY
Main Photo: 546186 88 Street East Street E: Rural Foothills County Detached for sale : MLS®# C4301998
$1,095,000
Residential
Status:
Active
MLS® Num:
C4301998
Bedrooms:
4
Bathrooms:
3
Floor Area:
Switch units of measure2,478 sq. ft.
Further Price Adjustment... Come for the VIEW! Buy for the practicality of this gourgeous Home Now it's time to be yours. Sellers say SELL. Fully developed 4900sf of living space. Completely updated. Top quality workmanship. All rooms on the west side of the home have a... More details
Listed by Al Wiebe of EXP REALTY
Main Photo: 2118 Bowness Road NW in Calgary: West Hillhurst Detached for sale : MLS®# A1064468
$1,089,000
Residential
Status:
Active
MLS® Num:
A1064468
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure2,099 sq. ft.
Gorgeous, quality-built 2-storey infill in the highly desirable inner city community of West Hillhurst. An entertainer’s dream with its modern, open plan. Abundant natural light throughout from many oversized windows & bright basement. Wide plank wire brushed oak... More details
Listed by Brad Van De Walle of EXP REALTY
Data was last updated February 28, 2021 at 05:30 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.