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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

*ACCESS ONLY BY APPOINTMENT with permission* A once in a lifetime opportunity to acquire 18.75 acres in East Springbank, bordering the City of Calgary. Endless opportunity awaits- currently zoned Agricultural Holding, this property is surrounded by estate country... More details
Listed by Jonathan Popowich of EXP REALTY
An incredible opportunity to own ~2 acres in the heart of Springbank Hill, backing onto Springbank Hill Community Park. This property is primarily land value with tremendous development potential or for the discerning buyer looking to build a spectacular 'forever home... More details
Listed by Jonathan Popowich of EXP REALTY
LOT 9 - STONEWOOD l 45 Stonewood Dale Place. Introducing Stonewood! Without a question the single most desirable new development on Calgary's Western Boundary. Perched high above the Elbow Valley on Springbank's Escarpment, this 2 acre parcel boasts spectacular views... More details
Listed by Jonathan Popowich of EXP REALTY
Lot 3 : 60 Stonewood Dale Place | Unbelievable value for a 2 acre property on Springbank's Escarpment! This Stonewood acreage awaits your development ambitions. A treed property with gentle slope will accommodate a walk-out with the ultimate in tranquility and privacy... More details
Listed by Jonathan Popowich of EXP REALTY
LOT 2 - STONEWOOD l 56 Stonewood Dale Place. Unbelievable value for a 2 acre property on Springbank's Escarpment! This Stonewood acreage awaits your development ambitions. A treed property with gentle slope will accommodate a walk-out with the ultimate in tranquility... More details
Listed by Jonathan Popowich of EXP REALTY
Welcome to the last lot in McKendrick Point! Bring your own builder and build your country dream home! This sought after East Springbank location is perfect balance of country oasis, with urban convenience being less than 5 minutes to the trendy shops, dining and... More details
Listed by Jonathan Popowich of EXP REALTY
Nestled on a quiet cul-de-sac In the newly developed Phase 3 of Willow Creek - the community of Woodland, this level 2.28 acre lot is ready for you to build your dream home. Utilities have been brought to the lot line (water coop, power, cable & gas) and architectural... More details
Listed by Kelly McKelvie of EXP REALTY
Attention Investors, Land Developers, and Business Owners!! Don't miss out on this prime piece of development land with commercial zoning on the very busy intersection of Highway 27 and Highway 22 on the highly sought after west side of Sundre, Alberta. This lot is... More details
Listed by Michael Treleaven of EXP REALTY
Welcome to desirable Bearspaw on a beautiful four acre parcel with sweeping valley views and only ten minutes from the Crowchild/Stoney Trail interchange, all on excellent roads. This property has ideal access to the services of Crowfoot Centre, Stoney Trail with quick... More details
Listed by Jonathan Popowich of EXP REALTY
Incredibly rare opportunity to own one of the largest lots available in one of the most high-end communities of Chestermere. Nestled into a quiet Cul de Sac in Kinniburgh, this enormous pie shaped lot can easily accommodate a triple car garage and the custom home of... More details
Listed by Shawn Getty and Gabor David of EXP REALTY
Data was last updated February 28, 2021 at 05:30 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.