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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 32091 Badger Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054510
$3,999,900
Residential
Status:
Active
MLS® Num:
A1054510
Bedrooms:
4
Bathrooms:
8
Floor Area:
Switch units of measure11,210 sq. ft.
Nestled in the heart of desirable Bearspaw is this exclusive property that is positioned on 33 acres of professionally landscaped and manicured grounds with spectacular views of the majestic Rocky Mountains. Unparalleled craftsmanship is evident throughout the over... More details
Listed by Kelly McKelvie and Ricky Easthope of EXP REALTY
Main Photo: 201 Pinnacle Ridge Place SW in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1068527
$3,495,000
Residential
Status:
Active
MLS® Num:
A1068527
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure4,491 sq. ft.
An exquisite estate is now available to become your legacy property! Located on Calgary's western edge, Pinnacle Ridge has long been one of the most desired Estate Communities in all of Canada. As you approach the house down the winding driveway, be captivated with... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 32 Elveden Bay SW in Calgary: Springbank Hill Detached for sale : MLS®# A1074040
$2,998,000
Residential
Status:
Active
MLS® Num:
A1074040
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure4,026 sq. ft.
This magnificent residence is simply stunning, filled with breathtaking views and luxurious features. The exquisite great room features soaring 12’ ceilings, floor to ceiling windows, zebra blinds, dbl sided f/p with custom granite/limestone stonework, formal dining... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 7 Windhorse Green in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1069020
$2,400,000
Residential
Status:
Active
MLS® Num:
A1069020
Bedrooms:
5
Bathrooms:
7
Floor Area:
Switch units of measure3,798 sq. ft.
Welcome to this masterpiece by Shane Homes! A beautifully appointed custom walk-out home features luxurious materials across nearly 6300 SF of functional living space. This house is perfectly positioned on a 2 acre lot with spectacular mountain views. Enter the grand... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 3 Windhorse Green in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1068700
$2,400,000
Residential
Status:
Active
MLS® Num:
A1068700
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure4,910 sq. ft.
Welcome to this masterfully built 6 bedroom home with nearly 7300sf of luxury living space. Perfectly positioned in the heart of Springbank, you will be in awe with panoramic views of the Rocky Mountains while taking in spectacular sunsets. This bright and airy home... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 33 GRANDVIEW Grove in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1069203
$2,395,000
Residential
Status:
Active
MLS® Num:
A1069203
Bedrooms:
4
Bathrooms:
7
Floor Area:
Switch units of measure3,428 sq. ft.
Every element of this contemporary bungalow is dramatic and elegant from the striking architectural details to the impressive millwork and extraordinary views! Located on 2 acres in an exclusive luxury family community in Springbank surrounded by tranquil views and... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 255031 Willow Creek Rise in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1073864
$2,250,000
Residential
Status:
Active
MLS® Num:
A1073864
Bedrooms:
4
Bathrooms:
7
Floor Area:
Switch units of measure3,730 sq. ft.
A beautifully appointed home on one of the most desirable lots in the community, this masterpiece showcases the finest materials and craftsmanship. Designed with functionality in mind, this 2 story walkout features over 5200 square feet of living space. From the grand... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 45 Spring Valley View SW in Calgary: Springbank Hill Detached for sale : MLS®# A1053253
$2,199,000
Residential
Status:
Active
MLS® Num:
A1053253
Bedrooms:
6
Bathrooms:
7
Floor Area:
Switch units of measure4,345 sq. ft.
Make this exquisite 6 Bedroom Luxury Home in prestigious Springbank Hill yours today! Situated at the entrance to a quiet cul-de-sac. Enjoy over 6,000 sf of elegant living space with incredible valley and mountain VIEWS from all 3 levels! Impressive curb appeal: full... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 24066 Aspen Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054991
$1,999,900
Residential
Status:
Active
MLS® Num:
A1054991
Bedrooms:
6
Bathrooms:
8
Floor Area:
Switch units of measure4,417 sq. ft.
The best of city & country living! Imagine living surrounded by nature & wildlife on a secluded & very private 5.76-acre property that is only a 3-min drive to all the shops & restaurants in Royal Oak & the Rocky Ridge YMCA. This get-away is a wildlife lover's dream... More details
Listed by Kelly McKelvie of EXP REALTY
Main Photo: 255030 Willow Creek Rise in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054814
$1,999,900
Residential
Status:
Active
MLS® Num:
A1054814
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure3,865 sq. ft.
Once in awhile a home comes available that hits all the right notes! There is so much to love about this magazine worthy acreage home. The fantastic layout features huge windows with lovely draperies to frame the gorgeous views and the generously sized rooms are... More details
Listed by Kelly McKelvie of EXP REALTY
Data was last updated February 28, 2021 at 05:30 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.