Considering Buying?
The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.
That someone, is Purple.
Pre-Qualification
The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.
The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.
Want to learn more? Schedule a meeting with Purple today!
Meet UsPre-Approval
Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.
Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.
Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:
- Final Inspection
- Offer Price
- Appraised Value
The Purple Buying Process
- The Consultation
- The Search
- The Viewings
- The Negotiation
The Negotiation - Locking It Down
Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.
This is where Purple shines.
8 Aspen Ridge Manor SW in Calgary: Aspen Woods Detached for sale : MLS®# A1053295
8 Aspen Ridge Manor SW Calgary T3H 0T4 : Aspen Woods
- $1,890,000
- Prop. Type:
- Residential
- MLS® Num:
- A1053295
- Status:
- Active
- Bedrooms:
- 7
- Bathrooms:
- 5
- Year Built:
- 2012
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
3,675 sq. ft.- Main Level Finished Area:
- 1,832 sq. ft.
- Upper Level Finished Area:
- 1,842 sq. ft.
- Below Grade Finished Area:
- 1,688 sq. ft.
- Reports Avail:
- Floor Plans
- HOA Fee Frequency:
- Annually
- Lot Area:
- 7,912 sq. ft.
- Front Exposure:
- West
- Unit Exposure:
- West
- Levels:
- Two
- Total Rooms Above Grade:
- 7
- Year built:
- 2012 (Age: 9)
- Bedrooms:
- 7 (Above Grd: 3)
- Bedrooms Above Grade:
- 3
- Bathrooms:
- 5.0 (Full:4, Half:1)
- Plan:
- 1113009
- Heating:
- In Floor, Forced Air, Natural Gas
- Basement:
- Finished, Full
- Foundation:
- Poured Concrete
- New Constr.:
- No
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Carpet, Hardwood, Tile
- Cooling:
- None
- Fireplaces:
- 3
- Fireplace Details:
- Gas, Living Room, Mantle, Master Bedroom, Recreation Room, Stone
- Garage:
- 1
- Parking:
- Triple Garage Attached
- Parking Total/Covered:
- 6 / -
- Laundry Features:
- Sink, Upper Level
- HOA Fee:
- $500.00
- Restrictions:
- Restrictive Covenant-Building Design/Size, Utility Right Of Way
- Z-name Not Listed
- Aspen Woods
- Other
- Dishwasher, Dryer, Freezer, Garage Control(s), Gas Stove, Microwave, Range Hood, Refrigerator, Washer, Window Coverings
- Floor
- Type
- Dimensions
- Other
- Main Floor
- Living Room
- 20'7"
x
17'4"
- Main Floor
- Kitchen
- 20'
x
15'11"
- Main Floor
- Dining Room
- 13'1"
x
11'4"
- Main Floor
- Breakfast Nook
- 12'11"
x
10'11"
- Main Floor
- Den
- 10'5"
x
9'5"
- Upper Level
- Master Bedroom
- 22'11"
x
18'11"
- Upper Level
- Bedroom
- 16'4"
x
12'3"
- Upper Level
- Bedroom
- 18'5"
x
15'5"
- Basement
- Family Room
- 17'11"
x
15'4"
- Basement
- Bedroom
- 14'11"
x
9'11"
- Basement
- Bedroom
- 12'9"
x
9'9"
- Basement
- Bedroom
- 15'6"
x
10'10"
- Basement
- Bedroom
- 12'9"
x
10'11"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- Upper Level
- Yes
- 4
- Upper Level
- Yes
- 3
- Upper Level
- Yes
- 5
- Basement
- No
- 3
- Title to Land:
- Fee Simple
- Lot Features:
- Cul-De-Sac, Fruit Trees/Shrub(s), Front Yard, Garden, Landscaped, Many Trees, Street Lighting, Rectangular Lot, Treed
- Num. of Parcels:
- 0
- Fencing:
- Fenced
- Region:
- Calgary
- Zone:
- CAL Zone W
- Zoning:
- R-1
- Listed Date:
- Dec 06, 2020
