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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

AMAZING opportunity for Developer/Builder looking for 100+/- acres located in fast growing town of Crossfield, AB! Area Structural Plan (ASP) approved for residential homes, and electricity and water services go to lot line. The land is located on the west side of town... More details
Listed by Andy Lam and Paul Dojcinovic of EXP REALTY
Main Photo: 213 Morgans Way in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1141419
$4,999,000
Residential
Status:
Active
MLS® Num:
A1141419
Bedrooms:
7
Bathrooms:
9
Floor Area:
Switch units of measure7,770 sq. ft.
Would you like a home unlike any other? This property is powerful, unparalleled, monumental and quite simply exquisite and located in one of the most beautiful communities, Morgans Rise at Springbank. With over 11000 sq ft of living space this 7 bedroom, 6 + 3 half... More details
Listed by Gurinder Brar of EXP REALTY
Located in the heart of Airdrie's Central Business District, this vacant, ready to develop 3.7 Acres is zoned M3 Downtown Core Mixed Use, allowing for several Purpose Built commercial type buildings or multi family units. This is one of the last opportunities in the... More details
Listed by Mel Loewen and Roger Wadstein of EXP REALTY
Main Photo: 201 Pinnacle Ridge Place SW in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1134522
$3,495,000
Residential
Status:
Active
MLS® Num:
A1134522
Bedrooms:
4
Bathrooms:
6
Floor Area:
Switch units of measure4,491 sq. ft.
An exquisite estate is now available to become your legacy property! Located on Calgary's western edge, Pinnacle Ridge has long been one of the most desired Estate Communities in all of Canada. As you approach the house down the winding driveway, be captivated with... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 69 Uplands Ridge SW in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1153950
$3,290,000
Residential
Status:
Active
MLS® Num:
A1153950
Bedrooms:
5
Bathrooms:
8
Floor Area:
Switch units of measure5,590 sq. ft.
Welcome to the prestigious estate of 69 Uplands Ridge SW. Step into this magnificent estate featuring over 8,064sq ft of luxurious living area with a breathtaking PANORAMIC MOUNTAIN VIEWS on all levels. Enjoy additional space with the oversized (904.3 sq ft) attached... More details
Listed by Greg Kennedy of EXP REALTY
Main Photo: 16 Woodland Rise in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1125353
$2,850,000
Residential
Status:
Active
MLS® Num:
A1125353
Bedrooms:
6
Bathrooms:
6
Floor Area:
Switch units of measure5,482 sq. ft.
Would you like a home unlike any other? Welcome to your personal oasis, an architectural masterpiece on 4 acres of beautiful land! This breath taking home offers over 8000sq ft of luxury living space and outdoor terraces on an extensively landscaped property! This... More details
Listed by Gurinder Brar of EXP REALTY
Main Photo: 280 Snowberry Circle in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1149461
$2,750,000
Residential
Status:
Active
MLS® Num:
A1149461
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure6,071 sq. ft.
Welcome to one of the best locations in Elbow Valley, Snowberry Circle. This custom property built by 'Granville Homes' is one of a kind backing onto an environmental reserve with incredible mountain and valley views. Impeccably maintained, this property has striking... More details
Listed by Jonathan Popowich of EXP REALTY
Main Photo: 32 Elveden Bay SW in Calgary: Springbank Hill Detached for sale : MLS®# A1156631
$2,675,000
Residential
Status:
Active
MLS® Num:
A1156631
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure4,026 sq. ft.
You have arrived! Prepare to fall in love with every inch of this premier Springbank Hill estate home. Its hilltop location is simply spectacular. You’ll be awe struck by incredible panoramic mountain views from every room. You’ll enjoy pristine privacy with no build... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 7 Spring Valley Way SW in Calgary: Springbank Hill Detached for sale : MLS®# A1115238
$2,665,000
Residential
Status:
Active
MLS® Num:
A1115238
Bedrooms:
4
Bathrooms:
7
Floor Area:
Switch units of measure4,140 sq. ft.
Welcome to a lifestyle of luxury in desirable Springbank Hill. Fall in love with panoramic Rocky Mountain views from all the common rooms! Featured in “Best Homes Magazine,” this home has millwork to spare and is designed with a traditional style. Upon entering the... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 243059 Morning Vista Way in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1155607
$2,599,000
Residential
Status:
Active
MLS® Num:
A1155607
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,801 sq. ft.
A World Class DS Homes Inc. Masterpiece. Everything you could dream for when Living Luxury! Gated, mountain view residence offering the finest of quality millwork & details imaginable. Custom ceilings in the living area & 3 signature fireplaces, rich hardwood & marble... More details
Listed by Mary Ann Turrie of EXP REALTY
Data was last updated November 28, 2021 at 12:05 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.